The provider
AXA originated in France. The insurance company was founded there in 1982 and has established itself over the years as one of the world's leading insurers. AXA Germany is part of the AXA Group and is headquartered in Cologne. With approximately 8 million customers, it is one of the largest primary insurers in Germany. It offers a range of products for both commercial and private clients in the areas of life and property insurance.
AXA's personal liability insurance can be taken out in various tariff options with different scopes of coverage.
Tariff options for private liability insurance at AXA Insurance
- Service package S
- Performance package M
- Service package L
How do the AXA insurance tariffs differ?
AXA distinguishes between three different tariffs, called Service Package S, M, and L. Service Package S offers very limited coverage, so we wouldn't recommend this tariff. Service Packages M and L are significantly better. They offer largely identical coverage, differing only in the coverage amounts. Damages that we consider useful, such as damage caused by acts of kindness, loss of someone else's keys, and coverage for claims against uninsured motorists, are included in Service Packages M and L.
Advantages of AXA's personal liability insurance
AXA personal liability insurance can be purchased directly online. Furthermore, there's no need to sign lengthy contracts. Within Europe, AXA offers coverage abroad for up to three years. The M and L benefit packages received a "Very Good" rating in Finanztest 10/2019.
Highlights
- daily right of termination
- Damage caused by co-insured children who are not legally responsible for their actions
- Voluntary work and social engagement
- Keeping wild small animals (for example, snakes, spiders, scorpions) including capture costs
