Actually, you just wanted to look at the photo your boyfriend wanted to show you on his phone. But when you pick it up, the stupid thing falls to the floor - the display shatters and you can't turn it on anymore.
Luckily, you have private liability insurance for students because it covers damage that you unintentionally cause to others. Wait, you don’t have insurance yet? Then it's about time! Good thing we have a great tip for you.
Why do you need private liability insurance for students?
The example just mentioned actually sums it up: stupid mishaps often happen in everyday life, and sometimes you accidentally damage things that don't belong to you. In such cases, according to the BGB, you are liable for the full amount - this can be quite expensive and even threaten your existence.
Important to know:
- During your first studies or initial vocational training as well as military or community service, you are actually always insured with your parents, so check this again before completing your insurance.
- However, if you were already working before studying or have already completed your first degree, then you must insure yourself.
- Aside from that, co-insurance usually ends when you turn 27 or when you get married.
ERGO Direkt offers you the right private liability insurance for students
Lucky for you: allmaxx cooperates with ERGO Direkt , which brings you several advantages. The insurance provider not only offers you a particularly affordable single tariff that can be taken out quickly and easily online. The premium tariff was also rated “Very Good” by Stiftung Warentest . You can easily choose between the affordable basic version and the comprehensive premium package, depending on the level of coverage you want.
As an allmaxx member, you will also receive a €10 Amazon voucher upon completion.
So get yourself covered today, because a smartphone like this costs a lot of money - and not only that! Click here for private liability insurance for students from ERGO Direkt.
So that your existence could not be threatened from one day to the next.
